Ledger Join the waitlist

§ Coming to iPhone

Your money, sorted on its own.

Ledger syncs your banks and cards, sorts every transaction, and only asks you about the confusing ones. No spreadsheets. No monthly statement ritual.

Join the waitlistFree to join · no spam

§ 01 — How it works

Banks in. Categories out. You only step in when it matters.

Your banks & cardsBank syncLedgerYour phone

Syncs on its own

Bank of America, Amex, Apple Card and more, refreshed every few hours.

Sorts what it knows

Your rules plus hundreds of known merchants handle most transactions automatically.

Asks when unsure

AI picks a category and says how sure it is. Below 90%, it's a one-tap suggestion.

§ 02 — Built for people who split everything

Zelle, finally makes sense.

  • A friend pays you back → your dinner drops to your share
  • You pay a friend → it asks what it was for
  • You sell your old bed frame → that's income, not a refund
  • Notes like "pizza night" → become suggestions
Ledger asking what a Zelle payment was for, with an AI suggestion

§ 03 — Answers, not spreadsheets

Where it went, at a glance.

  • Your paycheck, split into fixed, flexible and saved
  • Spending pace against last month
  • A daily heatmap of where the money went
  • Subscriptions that notice when you cancel or restart
  • A rent check so the big one never slips
Ledger subscription tracking with active and ended services

§ 04 — Private by design

The AI never sees who you are.

When Ledger asks AI for help, it sends a merchant name and an amount. Nothing else: no account numbers, no balances, no name.

§ 05 — Early access

Want Ledger on your phone?

Join the waitlist and you'll be first to try it on TestFlight. Tell me what you'd want it to do, and you'll help shape it.

Join the waitlist

Takes 10 seconds. Your email is only used to tell you when Ledger is ready.